PRIVACY POLICY STATEMENT

Monarch Wealth Strategies (“MWS”) requires that you provide current and accurate financial and personal information. MWS will protect the information you have provided in a manner that is safe, secure, and professional. MWS and its employees are committed to protecting your privacy and to safeguarding that information.

Safeguarding Customer Documents

MWS collects non-public customer data in checklists, forms, in written notations, and in documentation provided to us by our customers for evaluation, registration, licensing or related consulting services. We also create internal lists of such data. During regular business hours access to customer records is monitored so that only those with approval may access the files. During hours in which the company is not in operation, the customer records are locked. No unauthorized individual will obtain or seek to obtain personal and financial customer information. No individual with authorization to access personal and financial customer information will share that information in any manner without the specific consent of an MWS principal. Failure to observe MWS procedures regarding customer and consumer privacy will result in discipline and may lead to employee termination.

Sharing Nonpublic Personal and Financial Information

MWS is committed to the protection and privacy of its customers’ and consumers’ personal and financial information. MWS will not share such information with any affiliated or nonaffiliated third party except:

When necessary to complete a transaction in a customer account, such as with an account custodian;
When required to maintain or service a customer account;
To resolve customer disputes or inquiries;
With persons acting in a fiduciary or representative capacity on behalf of a customer;
With rating agencies, persons assessing compliance with industry standards, or to the attorneys, accountants and auditors of the firm;
In connection with a sale or merger of MWS’ business;
To protect against or prevent actual or potential fraud, identity theft, unauthorized transactions, claims or other liability;
To comply with federal, state or local laws, rules and other applicable legal requirements;
In connection with a written agreement to provide brokerage services when the information is released for the sole purpose of providing the products or services covered by an agreement;
With broker-dealer firms having regulatory requirements to supervise certain activities of MWS representatives who are also registered with a broker-dealer firm;
In any circumstances with the customer’s instruction or consent; or
Pursuant to any other exceptions enumerated in the California Information Privacy Act.

Opt-Out Provisions

Since it is not a policy of MWS to share nonpublic personal and financial information with affiliated or unaffiliated third parties (except under the circumstances noted above) there are no allowances made for customers to opt out or opt in (California residents) for information sharing.